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Is Co-working Space Investment Worth Giving a Chance?

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Co-working, since recent times, has started to become an alluring concept because back when it first started to appear. It counted the disparaging views of the traditional office. If we look back to just a few years ago. Co-working space investment was considered to be a “movement” or a trend, with many thinking it to be quite odd and unrealistic. This article will help you explore all the aspects as to why it has become the new normal today and why it is an investment worth giving a chance. What is Co-working? Co-working is the arrangement in which several workers from different companies share an office space. This allows cost savings and convenience as they use common infrastructures such as equipment, utilities, refreshments, and a lot more. Co-working Spaces in India Co-working spaces are now one of the unparalleled and newest trends in India. The places with the highest demand for such co-working spaces in India are metro cities like NCR-Delhi, Mumbai, Bangalore, and Hyderabad. Need for Co-working Spaces For Employees Generally, most people can be productive in places where they find some quietness. It helps them focus more and concentrate on the work. But, with this being said, it doesn’t mean they are required to stay back in that dull and isolated room of theirs and become lonely. In such situations, co-working spaces come as a rescue. Here, they’d be offered a perfect working environment, i.e. the quietness while working. The discussion space when in need to collaborate with others (as it involves several kinds of people associated with different work nature), etc. Also, a good deal of individuals visits co-working spaces so that they may be motivated by other employees of different companies. Working together with motivated individuals also helps to scrap loneliness. According to studies, approximately 45% of co-working members reported that they found it as a valid option against the isolation. And situations where they found it difficult to finish work in a standard, traditional office space or home office. Primary users of these co-working spaces are the startups. The flexibility that co-working spaces provide to experiment and take risks makes them ideal for startups. For Tenants / Employers Co-working space asks only for minimum deposits yet provides abundant amenities at a cost less than what’s required to pay for traditional office space-thus making it a cost-effective and desirable option for the employers. But, until there’s someone to build these spaces, there is no other way that employees or employers get to enjoy this newest type of working space. Co-working Space Investment Owing to the increase in demand in India, co-working is now one of the fastest-growing markets. This segment has also leaped the commercial real estate sector, and it is has occupied more than 12-13% of CRE investments in India, as per reports suggested by FICCI. The scenario being such in India, it is already at its peak of growth in countries like the US, UK, Australia, etc. With this history of high growth rate in the past and looking at the way it is booming. It proves that this trend is for sure going to take us by storm in the future. This phase, thus, is the right time for the investors to march into this field. Reason for the Escalating Demand for Co-working Space as an Investment The main reason why co-working is gaining importance as an investment option is that it saves a lot on the investor’s part. Real estate costs can be 9 to 12% of the operations cost for an established corporate and even more for a startup. But with shared work spaces, they can save around 20 to 25% of the total real estate costs, and that is a lot of money for the big companies to count upon. How do Investments in Co-working Spaces Work? Investors can invest in co-working spaces in several ways. Directly invest, i.e. invest in a building to further develop into co-working space Through REITs investment Through online platforms Establish a partnership[ with another investor Then they lease or rent their spaces to startups or established companies. Finally, investors get to enjoy the enormous cash flow that the co-working spaces generate. Key Considerations if you want to invest in Co-working Spaces There are a few things that you need to consider before you directly barge into the investment Location Location is of prime importance in co-working, just like any other real estate investment. The first step in selecting a co-working space is to find out the place that’s high in demand. The location should be easily commutable, a bit close to market places like those of suburbs or any prime urban areas. Create Your Financial Model Once you are done with the selection of the location, the next step is to calculate the costs and finalize the budget plans by making some assumptions and approximations. You will have to reconsider additional costs such as building codes and city permits, all things that can quickly add up to other charges. Building codes will vary from state to state, so you must do careful research beforehand to ensure the co-working space complies with all building and fire safety codes. Code of Construction and Housing (CCH) sets standards for such co-working spaces, and they all must be built accordingly. Co-working Space Design and Attractive Amenities Space must be designed in quite an innovative way with good architecture so that it will make the workers there feel very much at ease and alive, unlike what the professional workspace makes them think. Although it does not apply to everyone, many employees in co-working spaces are involved in technology or startup companies. Therefore, it becomes essential that you provide technology that is up to date and reliable for them to conduct their business. Additional amenities like lounges, recreational spaces, spaces for entertainment, etc. have the potential to lure new clients and tenants to your

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Commercial Real Estate Trends and Insights

Commercial Real Estate Trends & Insights

6 Reasons Why Investing In Fractional Property Ownership is the Best Retirement Plan

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The internal rate of return (IRR) on fractional assets ranges from 13 to 20 percent, which is greater than most retirement plans. While there are numerous passive income sources and retirement corpuses. Investing property is the key. Commercial real estate (CRE) fractional ownership is one such asset class that offers an ideal opportunity when analyzing a long-term and reliable investment. In combination with a sound investment plan, commercial real estate (CRE) can be a reliable asset class. That provides capital security, regular income (often between 10 and 12 percent). And portfolio diversification, all while reducing possible risks. This article will address all your concerns regarding fractional ownership for senior citizen investors. Understanding Fractional Ownership In the world of investment, commercial real estate has been a closely guarded secret. In comparison to other solid asset classes, it has provided returns ranging from 8 to 15 percent each year for decades. However, due to the large ticket size, lack of knowledge, data, and transparency. It has only ever been available to HNIs, private equity companies, and family offices. Fractional ownership divides a single asset into pieces, allowing investors to gain ownership of a piece or more dependent on their investment. It’s up to the investor to determine what type of asset they want to put their money into. Which allows them to craft an investment strategy that fits their risk tolerance. Fractional investment is becoming increasingly popular in the United States and the United Kingdom as a profitable way. For individuals to invest a little portion of their money instead of significant quantities in real estate. Why is fractional ownership an excellent resort for my retirement corpus? Regular Source of Monthly Income: After retirement, your finances become more of a problem if your regular monthly income quits. As a result, one of the most critical elements of retirement planning is guaranteeing a steady stream of income. That will provides sufficient finances long after you retire. Investing in fractions provides a reliable monthly or quarterly stream of passive income, as well as potential for long-term capital gain. Stable Asset Class: Younger investors may afford to take chances with their assets, but retires must be cautions. Capital appreciation and rental income are 2 ways fractional CRE investments pay off. There are several advantages to investing in commercial real estate (CRE), including consistent profits and regular cash flow. Uncomplicated Investments: It may appear difficult and complicated to include CRE in your investment portfolio because of the complexities involved. But owing to new-age tech players who provide an easy-to-use one window platform, investing in real estate across the country has been easier. Data-driven selection, strict financial and legal due diligence, and thorough selection criteria ae used to eliminate all asset-related risks besides paperwork and site visits. Security of Capital: Property has long been regarded as one of the safest forms of investment sue to its tangible, physical aspect. As a result, it’s worth is directly tied to the building’s ongoing operations. Its value does not fluctuate according to the performance of the market like equities or mutual funds do. Goldilocks asset: Fractional property is organized such that it’s neither prohibitively expensive (like buying a house by yourself) nor limitingly small, like the Senior Citizens Savings Schemes (SCSS), which cap investments at 15 lakh. The fractional property allows investors to pick and choose how much they wish to invest up to Rs.25 Lakh. Liquidity alternatives and smooth operations: With fractional ownership, it’s easy to move between different assets. In addition to the benefit of entering CRE investment at a lower investment bracket, investors are not troubled by any overheads. Exiting the building is just as simple and quick. How much money should retirees put into fractional ownership? Fractional Ownership is considered a low-risk, high-return investment by industry professionals who believe it should be included in everyone’s retirement portfolio. Seniors can put up to 25% of their retirement funds into fractional ownership, which can provide a consistent stream of rental income while also increasing their wealth. The balance, according to experts, can be placed in secure vehicles such as debt mutual funds, money market funds, and government-backed savings plans. According to experts, investors that prefer fractional ownership should only invest in pre-leased Grade A assets to protect their capital. Conclusion There is a lot of uncertainty in retirement planning because of the pandemic, and investors have had to rethink their investment possibilities as a result. If investors want to reach their financial goals in the post-Covid world, they’ll have to think hard about how to deal with financial shocks. CRE is a billion dollar business in India, and it’s only going to keep growing. The developing formal economy, as well as high-end commercial buildings, make it an attractive place to invest, allowing you to achieve your financial goals over the long term. Fractional ownership and crowdfunding investors can find high-quality A-grade investment options with Asset Yantra & GAK Group India’s fastest-growing real estate platform. We guarantee great liquidity, transparency, and an IRR between 14 and 21 percent. Comer visit us and start your investment! 6 Reasons Why Investing In Fractional Property Ownership is the Best Retirement Plan FAQs Why is Fractional Ownership a great retirement asset class? Fractional ownership is one of the finest investment options for senior citizens because of the monthly rental income, capital security, hassle-free investment, and lower capital needs. What are the benefits of fractional ownership for senior citizens? Up to 25% of retirement assets can be invested in fractional ownership, resulting in a constant stream of rental income and capital gains. The rest of the money can be put into secure products like debt mutual funds, FDs, and government – backed savings plans according to experts.

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Everything you need to know about Investment management companies in India

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An asset management company (AMC) is a financial services firm that invests in a variety of mutual fund schemes. The money invested in these schemes is often obtained from the AMC’s clients and then invested in assets that are consistent with the AMC’s financial objectives. As a result, it is critical to invest with an Asset Management Company that offers a diverse range of investing option with excellent returns on investment. What is an asset management company? And functions of Asset Management Company Asset Management Companies manage their clients’ money. They select the best assets from fast-growing, riskier equities to safe but slow-growing bonds. The goal is to achieve the desired return while maintaining a level of risk that is acceptable to the client. Asset management firms handle the entire process of developing an investment portfolio for their clients and provide access to new investment opportunities that would not be available otherwise. The 4 primary responsibilities of asset management firms are as follows: Determine your financial goals and risk tolerance: Asset Management companies require critical information. These are how much the customer is willing to risk losing, how much return they want when they need access to their money, and how much they want to invest. Maintain a record of potential investments: Cash deposits and government bonds are 2 types of investments in young companies with uncertain futures. An asset management firm must be aware of all available options and evaluate investment risks and rewards. Create investing strategies: Each customer requires a portfolio of assets to their specific goals. A diverse portfolio with investments spread across a wide range of assets reduces risk. It’s akin to not putting all of your eggs in one basket. Performance Evaluation: investment management firms are required to provide unitholders with information that has a direct impact on their mutual fund holdings. It must also provide frequent updates to investors on sales and repurchase, NAV, portfolio data, and so on. In layman’s terms, investment management firms must respond to mutual fund investors and protect their interests. They must also address customer concerns about their mutual fund schemes. What is the difference between investment management and asset management? The investment strategy is brimming with jargon and superfluous titles, which have implications for holding the money. As a result, effective investment management becomes a daunting challenge for investors. However, there are significant differences between investment management and asset management. The terms’ definitions: The power of an investor’s assets, such as equity, fixed income securities, and real estate, is referred to as asset management. Investment management is primarily concerned with overseeing the property’s day-to-day operations. Objectivity: The asset management service is primarily concerned with maximizing the investor’s returns from various real estate projects. Investment management seeks to balance all possible uses of an investor’s money. Either by preserving or maximizing wealth over time. Investment management has a broad scope. Clients: A distinction between asset management and investment management is the clientele. Asset management frequently works with individuals or businesses with large sums of money, whereas investment management works with individuals or firms of all sizes. Need: Most investors prefer to diversify their portfolios by including various types of asset property. However, no one is interested in displaying all of the assets on the market at once, especially, those that lack substantial insurance coverage. Hiring asset managers can be beneficial in providing expert advice on asset allocation and asset selection that is compatible with the investment strategy. Performed Functions: Asset management entails asset allocation, analyzing historical and current data, identifying new investment opportunities, risk-return analysis, portfolio diversification strategy, and asset identification. Assigned Responsibilities: The primary responsibilities of asset management include maximizing total ROI, financial analysis and projections, cash flow direction, capital and resource allocation, determining the holding period of each property, and so on. In-charge: You must hire and pay asset managers to find and offer suitable assets that align with your goals for asset management. If you hire investment management, you must pay investment managers to provide you with long-term investment prospects. What is the difference between asset management & wealth management? In recent years, the concept of asset management and wealth management has grown in popularity. Although they sound similar, there are some distinctions between them. The differences between wealth management and asset management are as follows: Criteria Wealth Management Asset Management Meaning Wealth management is the management of a client’s entire financial situation, not just investments. Asset management is the management of assets that are only for investment purposes. Focus Wealth management encompasses both asset management and financial planning. Asset management is a subset of wealth management with a narrower focus. Functions It’s functions include investment management, asset management, portfolio management, tax planning, education planning, legacy planning, estate planning, insurance, charitable giving & retirement planning It encompasses a variety of management functions related to investments or assets, such as analyzing past and current data, risk-return analysis, projection, asset management, strategy formulation, and identification of suitable assets. Registration Wealth management advice gets given by people who are investment advisors. A broker-dealer is someone who provides advice in the field of asset management. Responsibility The relationship between the wealth manager and the client is one of the “Fiduciary” responsibilities, which means that the client’s interests come first. An asset manager’s responsibility is to offer products suitable for the client based on his financial situation. Management approach Entails coordinating financial experts, lawyers, accountants, insurance agents, and other professionals. Asset management is a more sophisticated and creative approach, as asset managers offer products based on their financial expertise and direct market involvement. What is Property Investment Management? How do you pick the best property investment management method? Property Investment Management is the act of managing money invested in real estate, often to maximize earnings and capital growth. It also entails monitoring the performance of all invested assets and developing long and short-term strategies to ensure good capital growth and portfolio performance. As a property

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How to Create a Tax-Smart Portfolio with NRI Real Estate Investments

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India emerged as one of the world’s fastest-growing economies. Resulting in appealing investment opportunities for Canadian NRIs in India. While living in a distant nation, many Indian migrants want to invest their money in India. It is impossible to deny that they are emotionally tied to their homeland. Thus they want to lay a foundation for retiring and developing their financial capital. Equity has generally rewarded diligent long-term investors, whether in India or abroad. It is perhaps the greatest long-term-oriented asset class. Historically producing an annualized gain of 10-12% fir Indian investors. As an NRI you may thinking if and how much you should invest in Indian stock. An investment plan is strategy for allocating money to future-generating activities such as bonds, equities, real estate holdings, or businesses. The investor thinks that through investing in an asset, his or her money will increase or improve in value in the future. Investment options for NRI investors There are several investment choices available in India for NRIs based on their needs and financial objectives. Here are just a few examples: Fixed-Income Investments This is the most prevalent type of investment among Canadian NRIs. The investor may keep his money secure for an indefinite amount of time while earning average returns. The bank determines the interest rate, the term of the FD, and the amount of something like the deposit. Fixed deposits could be opened using an NRE, NRO, or FCNR account. Investing in Mutual Funds To participate in mutual funds in India, an NRI must have an NRE or NRO account. For NRIs, investing in mutual funds is indeed a cost-effective alternative. However, because of rigorous requirements imposed by the Foreign Account Tax Compliance Act. Several mutual funds do not accept applications from NRIs resident in the United States and Canada (FATCA). Non-Resident and ordinary Indian investors face the same tax rates. Short-term capital gains from stock and equity-oriented hybrid funds are taxed at 15%. Whereas long-term capital gains above Rs.01 lakh are taxed at 10%. Scheme National de Pensions (NPS) Canadian NRIs can invest in stock, debt, or a mix of the 2 under this plan. An NRI can register an NPS account provided he is between the ages of 18 and 60 and has an Aadhaar card and a PAN card. An NRI must have an NRE or NRO account. Direct Investment Portfolio Investment Scheme (PIS) allows NRIs to invest the National Stock Exchange of India Ltd and earn better returns. To engage in the stock market, the investor must maintain a constant eye on the market condition. Which can be tumultuous at times. NRIs can invest in the stock market. If they have a Demat and trading account, an NRE, an NRO account, and a PIS account. Real Estate Real estate has traditionally been the greatest investment choice for non-resident Indians (NRIs) in India. There are several real estate investment possibilities accessible, including plots, villas, independent houses, and social apartments. The value of the rupee versus the dollar, however, and the Indian real estate market, dictate the returns and assessments. Securities issued by the federal government Government Securities (G-Secs) are indeed a risk-free investment for NRIs since the government guarantees both the interest and principal amount. Through the Fully Accessible Route. NRIs may invest in this plan (FAR). PPF A PPF Account cannot be opened by anyone with NRI status. If you held a PPF account before leaving India and are now an NRI, you can keep it. An NRI visiting Canada can spend up to 1.5 lakh dollars every fiscal year now and continue to do so till the investment matures. He will be unable to extend the account after it has reached maturity. If an NRI files IT returns in India. He is entitled to Section 80C income tax deductions for PPF deposits. Important Considerations for Non-Resident Indians NRIs should bear in mind that they must create an NRE and NRO account before any transactions may take place. Foreign currency Non-Resident accounts should be formed to prevent volatility in the exchange rates of foreign money earned. When purchasing real estate, an NRI should examine if it’ll be owned by the joint owner or a single owner, as tax responsibility is borne by the first owner. To make investments in India, NRIs must obtain a Permanent Account Number (PAN Card). An NRI must get a Portfolio Investment Scheme (PIS) letter from the Reserve Bank of India before investing in the Indian equities market under the PIS scheme. Although NRIs have various investment alternatives open to them, including mutual funds, bonds, or direct equity, they need to educate themselves on the schemes first. NRIs must be aware of the rules governing repatriation. According to FEMA guidelines, in the case of a real estate purchase, repatriation of sale profits is limited to a maximum of $1 million every fiscal year. They may, however, repatriate over $1 million per year if it is property being donated. Conclusion These are the numerous investment opportunities available to NRIs in India. They can weigh the advantages and downsides and use their judgement before investing in one or both of those possibilities. Asset Yantra & Gak Group is the fastest – growing wealth – tech platform in India, specializing in commercial property investments. Asset Yantra caters to investors from all around the world. It also provides high – quality investment possibilities at low costs through fractional ownership. NRIs can have access to grade-A assets without any time-consuming obstacles. Asset Yantra offers investment options based on risk tolerance and individual investor objectives such as passive income, capital appreciation, and risk control. FAQs on Tax Saving Portfolio with NRI Investments How NRIs can lower/avoid TDS on property sales? The lower the TDS on the sale of property

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REITs: A Promising Income Solution in an Inflationary Environment

9 Investment Habits to Develop for High Passive Income

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In terms of financial management and earning potential. Millennials are the most privileged generation. They can now invest, save, spend, and do a variety of other things that were unthinkable only a few years ago with the click of a few buttons. Or in a matter of minutes that were unthinkable only a few years ago. However, with each new financial benefit comes a new set of financial requirements, which change on a regular basis. Millennials’ financial needs, in particular, are rapidly changing. As a result of this, their business practices have shifted. For example, before the commencement of the Covid-19 epidemic in March 2020, millennials in India were famous, for splashing on a new-age lifestyle that entailed high expenditures. However, unlike previous generations, millennials were not afraid to spend big, even if it meant entering into debt through credit card bills or personal loans. India has one of the world’s largest millennial populations, accounting for approximately 34% of the total population. Millennials have grown up with rapid technology advancements. As a result, like the convenience of digital platforms. Even when it comes to investments and money, people increasingly prefer digitally acquired assets that fir into their fast-paced lives and objectives. Top Habits to develop to earn higher returns on your passive income investments Being at home during lockdowns and having easy access to trading apps have given wings to millennials new money-making habits, which are not limited to stock markets or Cryptocurrencies. Rather, they are gleefully investigating a slew of other possibilities. 10 new money-making habits among millennials are as follows: Possession of Fractional Properties Property fractional ownership has arisen as a new financial concept in which millennials are interested. Fractional ownership is an investment toll that is best suited for young people since it provides greater and more secure returns than commercial real estate (CRE). It provides a consistent stream of income that can supplement existing revenue significantly. Long lease contracts and rent escalation ensure a consistent supply of inflation – adjusted income, allowing them to be financially self-sufficient. It has also been found that millennials invest approximately 30% of their income in fractional assets, and this figure is rising Day trading, stock market investing, and initial public offerings (IPOs) Lockdowns and working from home have provided many millennials with adequate time to monitor stock market events. Day trading has become a lucrative side income option for millennials thanks to the availability of simple-to-use mobile apps. Investing in and Exchanging Cryptocurrencies Even though Cryptocurrencies are not regulated in India, millennials are the driving force behind the adoption of these new-age digital assets in the country. In general, millennials are lured to a culture of earning passive income from their time and investments. Crypto investments are particularly popular among this age group. In fact, millennials account for more than half of our investors. Another factor is that millennials are eager to learn about this new technology (Block chain) and the new opportunities that it brings – decentralized finance or Defi, staking, liquidity pools, and NFTs are all new and trending options. Professional Development It is most likely the optimum time for people to demand a salary commensurate with their abilities. Rapid technological advancements are rendering college education obsolete with each passing pay period, creating a high demand for qualified workers in the labor market. Millennials have seen this potential and are upskilling themselves in any way they can. Influencing the financial habits of others Many millennials have turned to internet platforms such as YouTube, Twitter, and LinkedIn, as well as blogging, to influence the financial habits of others. They have not only earned hundreds of thousands of regular consumers of every piece of content they have published online, but they have also made actual money in the process. Adding value to the gig economy Multiple internet platforms enable Millennials to supplement their regular income by making the greatest use of their skills through freelancing work. While millennials must improve their spending, saving, and long-term investing behaviors, they must also become more financially conscious. One thing they can teach us is how to maximize our earning potential. Automating the generation of riches Millennials are instilling a new money-making habit by automating the process of investing or wealth development. They are now doing so by setting up auto-debit for their mutual fund investments closer to the day their salary is credited. They will be able to set up triggers for automated investment throughout the month depending on transactions in their linked savings account in the future. Online Financing Digital lending via various online platforms is one of the many new money-making opportunities for millennials. In fact, according to a recent survey, millennials dominate both digital lending and borrowing on its platform. Due to its technological prowess, simplicity of the platform, and immunity to market volatility, peer-to-peer lending is one of India’s fastest-growing financial industries. The need to constantly educate themselves on new investing options and all things digital drives today’s millennials. Digital Gold Investing Digital gold is quickly becoming the asset of choice for millennials looking to build and safeguard wealth. Millennials seek ease of investment and higher returns, but they also seek assets that help them meet their aspirations and serve as an emergency fund. This technology savvy generation places a premium on time-saving applications. Because digital gold is available on your smartphone 24 hours a day, 7 days a week, millennials are drawn to the convenience and security it provides – especially in light of the pandemic. Conclusion It’s not easy to start a side business or figure out how to invest your money when you’re short on time, but the results is well worth it. The money you generate from passive income will surely put you well on your way to meeting your financial objectives and bringing you one step closer to ultimate financial freedom. Find out where

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All the Banking Details to know for NRI Investments in Indian Real Estate

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Property investment is the most well-known investment vehicles for NRIs. As a result of strict rules, someone who has an Indian passport can buy property real estate. Thus, it makes the process extremely simple. According to a report, NRIs spent $13.3 billion in the India real estate industry in fiscal year 21, up from the previous estimate of $13.1 billion. The rupee’s depreciation, combined with regulations created by the reforms, has prompted many NRIs to invest in India real estate market. Knight Frank’s Active Capital reports that India real estate’s demand has skyrocketed among both domestic and non-resident Indians. The investments in India real estate also increased by 137% and $3.2 billion in 2011-23 – $7.6 billion in 2014-16. Why do NRIs rush to invest in Indian Real Estate? Low Property Prices: NRI investors should look at the current slowdown in the real estate market. As a result, when compared to other global real estate markets, Indian may offer investors better money value, with higher returns in less time. Tax Advantage: Non-Resident Indians (NRIs) can invest in an estate in India and save taxes in the very same way that an ordinary Indian citizen does. NRIs can claim a tax deduction for the principal repayment and interest component of a home loan. Furthermore, if a property gets sold after 2 years from the date of acquisition, the profit on the capital gain is tax-free. Furthermore, when an NRI sells estates in India, TDS (tax deducted at source) is calculated at 20% on capital gains and 30% on capital gains. The final tax rate, however, is the same for NRIs and citizens. Rental Returns: Rental returns are is highly advantageous for NRIs, it is so since most put money in real estate only to lease it. Consequently, the property becomes capital. The renter’s money also serves as a consistent cash income flow. Commercial estate properties leases are for extended periods which is an income. Even though the renter must deduct 30% TDS (tax deducted at source). The remaining income gets repatriated under the provisions of the FEMA. Sale earnings of the property also are repatriated as per the statute. Retirement Advantage: Reverse mortgages are becoming more common in the United States. India, on the other hand, is currently preparing for this system. NRIs looking to retire in India may be able to invest in and benefit from reverse mortgages. The money obtained from a financial institution for this mortgage type does not attract the tax for NRIs. Can an NRI invest alone? Yes, an NRI can solely purchase properties in India. He can, however, invest in and own property with any other NRI. It is critical to understand that an Indian resident or a person who is not permitted to invest in Indian real estate cannot become a joint owner of such property. It is true regardless of the second holder’s contribution to the purchase. Do NRI investments in Indian real estate attract tax? Yes, there is NRI real estate investment tax. NRIs get required by law to make payments of TDS of 20%. If the property gets sold within 3 years of the purchase date, regardless of the tax slab, they get subjected to a TDS of 30%. The difference between the sale and purchase prices gets used to calculate capital gains for short time. Where can NRIs invest in Indian Real Estate? Every NRIs thought and the question is, ‘Where should I invest in the Indian real estate market?’ The Reserve Bank of India (RBI) has granted NRIs general permission to purchase any residential or commercial property. They are not required to seek specific approval from the central bank, nor are they required to send any communication notification to the RBI in this regard. The properties available for investment are as follows: CRE: If you buy a property to lease to an SBI Bank, it is considered commercial real estate. CRE is the quickest sector. The investment CRE rose dramatically in metro cities. NRIs invest in this real estate type. They can also invest in CRE through fractional ownership. Residential Estate: Residential real estate is real estate investments for individual use. Such properties are preferred by NRIs looking to grow their wealth. They also get rented, and the landlord gets steady money due to deposits. An NRI who has always invested prefers CRE investments more than residential real estate. It is so since the profit is lesser in residential real estate than in CRE. The costs of maintenance are higher than in commercial properties. Land for Agriculture: the FEMA in 1999 does not permit NRIs to invest and own any land used for agriculture. But, supposing he wants to buy it in India, he must request the RBI. But, the purchase is still subjected to approval. Property used for Plantation: NRIs are not permitted to purchase property used for plantation as they are not permitted to land used for agriculture. There are some exclusions to this rule like if the NRI inherits the property. He can seek approval from the RBI. Banking Details for NRI Investments in Indian Real Estate When purchasing Indian property, NRIs must conduct the transaction in Indian rupees and through local banks. NRIs who want to invest in India should open an NRI account with any authorized Indian bank. NRI property investors must route their transactions through Indian banks, and they must use NRE/NRO accounts for all inward money remittances. They can submit post-dated cheques or choose ECS from their NRE, NRO, or FCNR accounts. The NRI must verify all documents before approaching any banks for funds. Next, obtain a certificate from the seller stating that there is no lien on the property in question. If the seller owns the property jointly or inherited it. Check that the title deed is clear. NRIs must also ensure that no other dues or bills with any authority get cleared. Asset Yantra & Gak Group is the fastest –

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Real Estate Crowdfunding: What is it and How It Works?

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Real Estate Crowdfunding is currently one of the most popular new strategies to diversify your financial portfolio. It appeals to investors of all ages and backgrounds. Crowdfunding enables you to pool your money with others online to buy a home (or a piece of home) as a group. And it’s a great way to diversify your assets by investing in real estate. In essence, real estate crowdfunding allows you to increase or expand your wealth while also allowing you to enter the world of owning property and rental with a low initial investment. Here, you’ll find out more about real estate crowdfunding as a type of online investment and a convenient way to establish or grow your financial assets. As well as a list of the best crowdfunding websites to visit. What is Crowdfunding in Real Estate? The method of requesting the general public to contribute money or starting capital to help support new companies is described in the landmark book “The Crowdfunding Bible”. Concepts can be presented directly to everyday internet users via this type of online fundraising, in which open calls to possible investors are put on websites alongside potential investment opportunities. These individuals can give financial backing for existing or future real estate ventures by contributing to a pool of funds that is collectively generated from others with similar interests. These opportunities can be in the shape of residential or commercial holdings and can include the development of new housing, retail, or office space, as well as partial ownership in existing holdings. Individuals may be interested in and researching various types of real estate opportunities for a variety of reasons, including: Possibility of diversifying assets and portfolio holdings. In comparison to traditional real estate ventures, beginning capital is not required. The shared cost structure allows financiers to invest in greater property portfolios than they would otherwise be able to. Multiple stakeholders share the risks associated with ownership. Access to unique and/or new opportunities. In addition to residential homes, you can own commercial real estate or a real estate portfolio. Provides real estate market visibility without the requirement for personal upkeep and maintenance. There is no need to independently qualify for, obtain, or make regular mortgage payments. Does not require properly and asset owners to physically guarantee loans. How Does Real Estate Crowdfunding Work? Purchasing an investment property is a typical and popular activity among people looking to build or increase their wealth. Especially now that mortgage rates are near record lows. However, acquiring real estate frequently necessitates qualifying for and obtaining a mortgage from a lender such as a bank of credit union. This, in turn, may necessitate a hefty upfront payment from these investors, as well as the financing of normal expenses in the form of continuous invoices. Buyers must also maintain and repair any investment property holdings regularly, pay for maintenance & utilities, and pay annual property taxes. Real estate crowdfunding, on the other hand, encourages investors to combine their funds to fund real estate investments. Through online financial technology (fintech) or crowdfunding portals, to make a one – time or continuous profit. Getting started with these internet-based investment alternatives usually only requires a few hundred dollars. Money is frequently invested in Real Estate Investment Trusts (REITs) and other similar financial entities. Which act as holding corporations for a variety of real estate ventures. Investors can have access to unique private market property assets. That would otherwise be unavailable to the general public through crowdfunded real estate providers. They also tend to give larger returns than publicly – traded REITs, reflecting the higher level of risk that these investments may entail. It’s crucial. Like with any private investment holding in which you’re considering investing money. To do your homework and research ahead of time, and not overextended yourself financially. The Benefits of Real Estate Crowdfunding Like any other kind of real estate investing, real estate crowdfunding has its ups and downs. Before investing in a crowdfunded real estate project, it’s vital to consider the following benefits and drawbacks of connected sites and investments. Pays much higher dividends than standard real estate investments. Allows property owners to diversify and extend their financial portfolio, which is a good thing. Access to one-of-a-kind real estate projects and opportunities. When compared to typical real estate ventures, it eliminates several common difficulties that property owners and landlords face. Crowdfunding platforms may charge management or advisory fees to investors. Participants must pay taxes on any dividends they earn because assets cannot be easily transferred or unloaded. Many platforms and projects, such as fresh products, lack a long track record of success. To engage in some systems, individuals must be accredited investors (quite well-capitalized). How to Get Started with Real Estate Crowdfunding? It’s not difficult to identify real estate crowdfunding sites that are ready to accept your contributions on the internet. However, before jumping into online property investments, it’s critical to conduct an extensive study and due diligence. Here are a few things to remember when you get started. Compare and contrast websites, services, cost structures, terms and investment opportunities and classifications. Examine the benefits and drawbacks of every online estate crowdfunding method. Consider how more you can invest safely without going overboard. Calculate how much of a return on the investment you want to get. Determine how long your money will be locked up and how long you can go without accessing it. Examine the types of real estate and property holdings in which you’d like to invest. Prepare any appropriate papers or tax filings to demonstrate your position as an accredited investor. Examine and analyze customer feedback and comments to see what current investors have to say about a particular website or service. Consult your accountant to discover the tax implications of your investments. Consider the best financing vehicles for crowdsourced real estate investments. Real estate crowdfunding provides a unique and exciting opportunity for investors of all backgrounds and levels

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Dreaming of a Solid Passive Income Source? Real Estate to turn that into a Reality for you

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Isn’t it always a good idea to make a little extra pocket money? Making money outside your day job can increase your net worth and provide you with extra peace of mind. Perhaps you’ve heard of passive income and how real estate is a prominent way to generate it. Here are a few things you should know about using real estate as a source of passive income. Many people mix up the terms real estate investing and passive income. Real estate can be considered a form of passive investing, but not always in the ways that investors believe. Passive real estate investing is the most effective way to put your money to work for you. But, before we get into the specific advantages of passive real estate investing, we need to define it and, more importantly, explain how and why it differs from active real estate investing. At the very least, the investor in this scenario must choose the property to purchase and then collaborate with a property management company to make frequent decisions about which tenants to accept, whether to repair or replace a broken water heater and when to re-carpet or paint the property. So, what exactly do we mean by passive income and passive real estate investing? What is Passive Income? Passive income is a partially automated income stream. You make an initial capital investments, usually in the form of a stock, mutual fund, or other equity-based vehicles, passive income, and then obtain an ownership stake in that investment, from which you receive dividends or other regular income. What is Passive Income Real Estate? Passive real estate investing is a type in which you put your money into a real estate project for which you will have no sole responsibility. Yet, generate income. Thus, passive real estate investing is a type in which you put your money into a project for which you will have no sole responsibility. You can invest in real estate passively in several ways, including purchasing stock in publicly traded real estate-related businesses. Real estate development firms, large real estate brokers, and construction firms are examples of these. Real Estate Investment Trusts (REITs) are companies that pool investors’ capital to invest in large real estate deals. And, with the emergence of real estate crowdfunding, you can now involve direct investments in individual real estate deals, consolidating your capital with other investors in equity or debt-based investments, while reaping the benefits of passive real estate investing. How to invest in Real Estate for Passive Income Passive Income can be an excellent way to bolster your current income and create financial streams to assist you in securing your retirement years. Rental properties are one of the most common way to produce real estate passive income. Investors who perform their cards correctly can generate a consistent income from the rental income while also improving the property and building equity. There is a widespread misconception that passive income real estate investing necessitates little to no effort. On the other hand, those looking to produce passive income from the real estate should take an active role in what should get treated as a business. Owning passive income properties does necessitate some level of involvement, whether it is searching for properties, vetting tenants, employing a property manager, or tackling repairs. How can you invest in Real Estate for Passive Income? Investors can obtain passive income via real estate by investing through fractional ownership, REITs, real estate crowdfunding, and real estate syndication. Fractional Ownership: A commercial real estate structure with fractional ownership is an investment structure in which may retail investor’s pool their capital to buy real estate properties. Investors get to be landowners of a piece of property based on their investments and the number of investments they make. The risks and rewards get shared by all investors. It is best suited for an individual investor who cannot afford to pay for and invest in the entire property. As a result, investors can purchase to stake in a high-end business or office building. Individual investors are beginning to see it as a viable investment option. You can now co-own that office space via fractional ownership by investing a small amount and receiving annual rental returns of 6% to 10%. Real Estate Syndications: Real Estate Syndications, unlike REITs, do not involve investing in a fund; rather, you purchase a particular real estate property and become an owner of the asset. As a passive real estate investor, you have more opportunities to increase your tax benefits as the owner of the real estate asset. In overview, a real estate syndication, locates a deal, coordinates the transaction and financing, and handles the investment once it is completed. Passive investors contribute the majority of the capital needed in exchange for real estate equity. When you invest in a real estate syndication, you know exactly where you are investing, what asset you are investing in, and, most importantly, who are you investing with. This allows you to accurately underwrite the opportunity and communicate directly with your sponsorship team throughout your investment. Real Estate Crowdfunding: Crowdfunding is another option. Real estate crowdfunding, like syndications, involves a large number of individuals combining their capital to buy a property. To reach potential investors, real estate crowdfunding makes use of the internet and social media platforms. Many people choose real estate crowdfunding because it does not require a large investment to get started. You can start with as few as Rs.25 lacs. REITs: Investing in REITs is the simplest way to obtain passive income in real estate. REITs are similar to mutual funds in that investors purchase shares, contribute money, and receive a monetary value in return. Most REITs are publicly listed investment opportunities that can be found on major stock exchanges, enabling you to buy and sell them quickly online. REITs will return at least 90 percent of their earnings to shareholders in dividends, and they,

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